Finance
Located in:
Longview, TX
Pay: $100,000-$130,000/year
Job Full Description:
Our client, a well-established and growing financial institution, is seeking an experienced Commercial Lender / Market Leader to spearhead the growth and development of a new market location. This is an outstanding opportunity for a proven banking professional with strong commercial lending expertise, business development skills, and leadership experience who is excited about building a presence in a new market while driving profitable portfolio growth.
The ideal candidate will have a successful track record in commercial lending, relationship management, and market expansion. Experience as a Market President, Market Leader, Branch Manager, or Senior Commercial Lender is highly desired.
Key Responsibilities
Business Development & Relationship Management
- Prospect and develop relationships with business owners, executives, and community leaders.
- Build and maintain a profitable portfolio of commercial banking clients.
- Identify opportunities to provide lending, treasury management, deposit, and other banking solutions.
- Serve as the primary point of contact for commercial clients, delivering exceptional relationship management.
- Represent the bank within the local business community to enhance market visibility and brand recognition.
- Lead the strategic growth and development of a new banking location and market presence.
Credit Analysis & Underwriting
- Evaluate borrower financial statements, cash flow, collateral, and overall creditworthiness.
- Structure commercial loan opportunities to meet client needs while managing risk appropriately.
- Prepare and present credit packages for approval.
- Analyze financial and operational risks and ensure compliance with bank policies and regulatory requirements.
- Partner with credit teams to facilitate sound underwriting decisions.
Loan Portfolio Management
- Monitor and manage the performance and risk profile of existing commercial loans.
- Conduct annual reviews, covenant monitoring, and portfolio analysis.
- Maintain asset quality through proactive client communication and risk management.
- Identify and address potential credit concerns before they become problem assets.
- Ensure adherence to regulatory guidelines and internal lending standards.
Leadership & Market Development
- Drive strategic growth initiatives for a new or expanding market.
- Develop and execute business plans to increase loan and deposit production.
- Collaborate with executive leadership to achieve market goals and profitability targets.
- Mentor and support banking staff as the market grows.
- Serve as a key ambassador of the bank's culture and values.
Qualifications
- Bachelor's Degree in Finance, Business, Accounting, Economics, or a related field required.
- Minimum of 3-5+ years of commercial lending experience required; more experience strongly preferred.
- Prior experience as a Market Leader, Market President, Branch Manager, Commercial Banking Officer, or Senior Commercial Lender highly preferred.
- Demonstrated success in business development and portfolio growth.
- Strong credit underwriting, financial analysis, and risk assessment skills.
- Proven ability to develop relationships and generate new business opportunities.
- Knowledge of commercial lending regulations, compliance requirements, and banking products.
- Excellent communication, negotiation, and presentation skills.
- Ability to work independently and build a market presence from the ground up.
Why This Role?
- Opportunity to build and grow a new market location with significant autonomy.
- High visibility within a respected financial institution.
- Strong platform for business development and community involvement.
- Competitive compensation package including base salary, incentive opportunities, and comprehensive benefits.
- Long-term leadership and career advancement potential.
If you are a relationship-focused commercial banking professional with a passion for business development and market leadership, we'd love to connect with you. Apply today to learn more about this confidential opportunity.
Longview, TX
Darby Scheffer
darby.scheffer@expresspros.com
+1 903-592-9999
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